Health Services Financing
We offer a healthcare service financing program, recognizing that our health is our most valuable asset. Our program facilitates the payment of fees for medical treatments and care, enabling individuals to make convenient installment payments. Covered services include surgeries, dental treatments including implants, fertility services such as in vitro fertilization (IVF), along with a range of other medical and therapeutic interventions.
The program's mechanism
By entering into direct contracts with hospitals and healthcare centers offering these services, the bank obtains healthcare services for a prearranged sum. Subsequently, the bank subleases these services to beneficiaries or those seeking the service, adhering to the Ijara terms specified in the service contract.
The program’s advantages:
- Compliant with Islamic Sharia principles
- Financing up to 100% of the service cost
- Repayment period of up to 36 months
- Repayment in easy and convenient installments.
Conditions and Requirements for Obtaining Financing:
- Maximum financing limit of $10,000.
- Salary transfer to the bank or a guarantor with a transferred salary, with the possibility of considering other guarantees such as: mortgage on property, car, gold, cash insurance, or stock mortgage.
- Repayment period not exceeding 36 months.
- Monthly installment not to exceed 50% of the transferred salary, with the possibility of considering the household income.