بطاقة فيزا بلاتينيوم الإسلامية بمزايا متميزة

Islamic Visa Platinum Credit Card 

We present the Visa Platinum Credit Card for those with refined taste seeking exclusive services. This card allows its holder the freedom to purchase and pay in monthly installments for the value of purchases through millions of points of sale worldwide, in addition to online shopping and cash withdrawals through ATMs locally and internationally, subject to applicable terms. Moreover, Visa cards feature advanced security measures that provide ease and safety in every transaction.

Card Uses

• Purchases through points of sale and online
• Cash withdrawals from ATMs (not exceeding 20% of the card limit)
• Access to other services provided by the card (according to the benefits of each type).

Exclusive Services of the Islamic Visa Platinum Credit Card “Platinum”

For those with refined taste and exclusive services, this card enables shopping and cash withdrawals to meet your daily needs with ease and convenience, in addition to many benefits, including:

• Numerous offers and discounts through the Visa Dine & Travel application at more than 200 airport restaurants.
• Access to airport lounges worldwide with 6 visits per year through the Visa Airport Companion application.
• Airport Fast Track service, allowing the cardholder to book fast-track services at 102 airports worldwide through the Visa Airport Companion application.
• Special discounts and offers with Agoda on hotels and rentals worldwide.
• Offers from Avis Budget Group for car rentals.
• For more information about the card benefits, contact the Visa Chatbot via the link: https://wa.me/442031399075 or via WhatsApp at +442031399075.
• To learn more about the card benefits, please visit: https://bit.ly/visa-platinum-ae

Card Features

• A card compliant with Islamic Sharia principles
• Accepted at millions of points of sale (P.O.S.) locally and worldwide.
• Ability to choose the installment period through mobile banking.
• Contactless purchase feature by tapping the card at the point of sale without the need for a PIN.
• Secure online shopping using the “3D Secure” protection feature.
• SMS notifications for any withdrawal or purchase transaction.
• Possibility of issuing supplementary cards linked to the primary card.
• Installment period of up to 24 months.

Terms and Conditions

• The card may be used for installment purchases in prepaid transactions only; payment must be completed prior to benefiting from the purchased goods.
• The card may be used for postpaid transactions without benefiting from the installment service, provided that the full amount is settled by the end of the card’s billing cycle.
• The card may be used in the services sector without installment benefits, with the full amount payable by the end of the billing cycle, including:
  • Hotels, hospitals, and medical clinics.
  • Internet services, call minutes, and mobile top-ups.
  • Schools, universities, and academic or vocational institutes.
• The card may not be used for installment payments on postpaid transactions or to settle any prior or existing financial obligations, including bills, checks, promissory notes, taxes, or any other financial claims.
• The card may not be used to purchase goods or services that are not permissible under Sharia.
• The full card limit may be used for installment transactions.
• The maximum installment period is 24 months.
• The default installment period is 12 months.
• The monthly Murabaha rate is 1%, calculated on the actual utilized installment amount.
• The minimum purchase amount eligible for installment is USD 30.
• Cash withdrawals from ATMs are not eligible for installment plans and must be fully settled by the end of the billing cycle.
• The monthly statement is issued on the 26th of each month.
• The card is subject to the bank’s terms and conditions.