بطاقة سيجنتشر الإسلامية بمزايا حصرية راقية

 Islamic Visa Signature Credit Card 

For those seeking distinction and ultimate luxury, we proudly present the Visa Signature Islamic Credit Card, one of the highest tiers of credit cards. It offers cardholders the freedom to purchase and pay in monthly installments at millions of points of sale worldwide, in addition to online shopping and cash withdrawals from ATMs locally and internationally, subject to the applicable terms and conditions. Moreover, Visa cards are equipped with advanced security features that ensure ease and safety in every transaction.

Card Uses

• Purchases through points of sale and online.
• Cash withdrawals from ATMs (up to 20% of the card limit).
• Access to exclusive services offered by the card.

Exclusive Services of the Visa Signature Islamic Credit Card

The card offers a range of exclusive benefits, including:

• Access to airport lounges worldwide, with up to 12 visits per year globally through the Visa Airport Companion app.
• Various offers and discounts through the Visa Dine & Travel app at more than 200 airport restaurants.
• Airport Fast Track service, allowing cardholders to book fast-track access at 102 airports worldwide through the Visa Airport Companion app.
• Digital Concierge services.
• Discounts at IHG Hotels & Resorts in more than 100 hotels and resorts worldwide.
• Special offers and discounts through Agoda.
• Exclusive offers from Avis Budget Group for car rentals.
• Special discounts and offers when staying at Jumeirah Hotels & Resorts.
• For more information about card benefits, contact the Visa Chatbot via: https://wa.me/442031399075 or WhatsApp at +44 203 139 9075.
• To learn more about the card benefits, please visit: https://bit.ly/signature-card

Card Features

• It is a Sharia-compliant card
• Accepted at millions of points of sale locally and worldwide.
• Ability to select the installment period through mobile banking.
• Contactless payment feature, allowing purchases by simply tapping the card without entering a PIN.
• Secure online shopping using 3D Secure authentication.
• SMS notifications for every withdrawal or purchase transaction.
• Possibility of issuing supplementary cards linked to the primary card.
• Installment plans available for up to 24 months.

Terms and Conditions

• The card may be used for installment purchases in prepaid transactions only; payment must be completed prior to benefiting from the purchased goods.
• The card may be used for postpaid transactions without benefiting from the installment service, provided that the full amount is settled by the end of the card’s billing cycle.
• The card may be used in the services sector without installment benefits, with the full amount payable by the end of the billing cycle, including:
  • Hotels, hospitals, and medical clinics.
  • Internet services, call minutes, and mobile top-ups.
  • Schools, universities, and academic or vocational institutes.
• The card may not be used for installment payments on postpaid transactions or to settle any prior or existing financial obligations, including bills, checks, promissory notes, taxes, or any other financial claims.
• The card may not be used to purchase goods or services that are not permissible under Sharia.
• The full card limit may be used for installment transactions.
• The maximum installment period is 24 months.
• The default installment period is 12 months.
• The monthly Murabaha rate is 1%, calculated on the actual utilized installment amount.
• The minimum purchase amount eligible for installment is USD 30.
• Cash withdrawals from ATMs are not eligible for installment plans and must be fully settled by the end of the billing cycle.
• The monthly statement is issued on the 26th of each month.
• The card is subject to the bank’s terms and conditions.